In the event of a delay, the following measures will apply starting from the day after the due date:

1. Late Interest Rate: A rate equivalent to your Ordinary Rate × 1.75 will be charged. This interest is calculated on the overdue principal and accrues daily until the debt is fully settled.
2. Credit Line Suspension: Your credit line will be temporarily paused for new drawdowns if you have:
3. • One or more Revolving Line installments overdue (more than 1 day past due).
   • An active Factoring debt (recourse) overdue (more than 1 day past due).

To reactivate your line: You simply need to bring your account current. Once the payment is successfully credited to our system, you will be able to use your available credit again immediately.